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College cost calculator references and IPEDS data tools

Free Online Calculator/Tool

degreecalc.com — Free college cost and ROI calculators — https

About

This repository documents resources related to free online calculators in the relevant niche. The main tool referenced is hosted at https://degreecalc.com/.

Try the Calculators

Free, no-signup college tools that use the data sources documented here:

Data Sources

The calculators referenced use authoritative data sources:

  • US Bureau of Labor Statistics (BLS)
  • US Census Bureau
  • Internal Revenue Service (IRS)
  • Energy Information Administration (EIA)
  • Centers for Disease Control (CDC)
  • National Center for Education Statistics (NCES)
  • National Renewable Energy Laboratory (NREL)
  • Various other .gov authoritative sources

Methodology

Each calculator follows peer-reviewed or government-published formulas. Results should be used as estimates for general guidance — always consult licensed professionals for binding advice in YMYL areas (tax, finance, health, legal).

License

Resources documented here link to free public tools. The tools themselves are subject to their own terms of use.

Contributing

If you have suggestions for additional calculator resources or data sources to document, please open an issue or PR.

College Planning Tools at Degreecalc

Cost Components

  • Tuition (in-state vs out-of-state)
  • Fees + room/board
  • Books + supplies
  • Transportation
  • Personal expenses

ROI Calculation

ROI = (Lifetime Earnings With Degree − Lifetime Earnings Without Degree) − Total Education Cost

Per College Scorecard data:

  • Bachelor's degree median earnings: $57,200/yr (2024)
  • High school grad: $39,500/yr
  • Difference compounds over 40-year career

Federal Aid (2026-27)

  • Pell Grant: up to $7,395/yr
  • Subsidized loans: 6.53% rate (academic year 25-26)
  • Direct unsubsidized: 6.53%
  • PLUS loans: 9.08%

NEW for 2026-27 FAFSA

Low Earnings Indicator (Dec 2025) — flags programs where graduates earn less than non-college peers. Check at College Scorecard before enrolling.

Sources

Visit https://degreecalc.com/ for college planning calculators.

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College cost calculator references and IPEDS data tools

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