Telebirr C2B Web Payment Integration for PHP

A complete, production-ready Telebirr C2B (Customer to Business) web payment integration solution for PHP applications. This library provides seamless integration with Ethio Telecom's Telebirr payment gateway, supporting one-time payments, order queries, refunds, and webhook notifications with enterprise-grade security and comprehensive logging.

📋 Table of Contents

• Features
• System Requirements
• Data Flow & Architecture
• Installation
• Configuration
• Usage Examples
• API Endpoints
• Database Schema
• Integration with Moodle
• Security
• Logging & Monitoring
• Testing
• Troubleshooting
• Production Checklist
• Contributing
• License
• Support

✨ Features

• ✅ Complete C2B Payment Flow - Initiate, query, and refund payments
• ✅ Fabric Token Management - Automatic token caching and refresh
• ✅ RSA Signing & Verification - Secure SHA256withRSA signatures
• ✅ Dark/Light Mode UI - Modern, responsive interface with theme toggle
• ✅ Database Logging - Automatic logging of all API calls to database
• ✅ File Logging - Comprehensive logging with Monolog
• ✅ Comprehensive Logs Viewer - Filter, search, and export API logs
• ✅ Moodle Plugin Ready - Can be easily integrated as a Moodle payment plugin
• ✅ H5 Mobile Optimized - Responsive design for all devices
• ✅ Production Ready - Enterprise-grade error handling and security
• ✅ Developer Friendly - Clean, well-documented code with examples
• ✅ PSR-4 Autoloading - Follows PHP-FIG standards

💻 System Requirements

• PHP 7.4 or higher (8.0, 8.1, 8.2 supported)
• MySQL 5.7 or higher / MariaDB 10.2+
• Composer 2.0+
• Web Server (Apache/Nginx)
• OpenSSL extension
• cURL extension
• JSON extension
• PDO PHP extension
• SSL certificate for production

📊 Data Flow & Architecture

High-Level Architecture

┌─────────────────┐     ┌──────────────────┐     ┌─────────────────┐
│                 │     │                  │     │                 │
│   Your App      │────▶│  Telebirr PHP    │────▶│   Telebirr      │
│   (Moodle/      │     │  Integration     │     │   API Gateway   │
│   Custom)       │◀────│  Library         │◀────│                 │
│                 │     │                  │     │                 │
└─────────────────┘     └──────────────────┘     └─────────────────┘
         │                       │                         │
         │                       │                         │
         ▼                       ▼                         ▼
┌─────────────────┐     ┌──────────────────┐     ┌─────────────────┐
│   Database      │     │   Log Files      │     │   Customer      │
│   (MySQL)       │     │   (Monolog)      │     │   (Browser)     │
└─────────────────┘     └──────────────────┘     └─────────────────┘

Complete Payment Flow Diagram

┌──────────────┐     ┌──────────────┐     ┌──────────────┐     ┌──────────────┐
│   Customer   │     │   Your App   │     │   Telebirr   │     │   Database   │
│   (Browser)  │     │              │     │    Gateway   │     │              │
└──────┬───────┘     └──────┬───────┘     └──────┬───────┘     └──────┬───────┘
       │                    │                     │                    │
       │ 1. Click Pay       │                     │                    │
       │───────────────────>│                     │                    │
       │                    │                     │                    │
       │                    │ 2. Request Token    │                    │
       │                    │────────────────────>│                    │
       │                    │                     │                    │
       │                    │ 3. Return Token     │                    │
       │                    │<────────────────────│                    │
       │                    │                     │                    │
       │                    │ 4. Create Order     │                    │
       │                    │────────────────────>│                    │
       │                    │                     │                    │
       │                    │ 5. Return PrepayId  │                    │
       │                    │<────────────────────│                    │
       │                    │                     │                    │
       │                    │ 6. Store Transaction│                    │
       │                    │─────────────────────────────────────────>│
       │                    │                     │                    │
       │ 7. Redirect to     │                     │                    │
       │<───────────────────│                     │                    │
       │                    │                     │                    │
       │ 8. Customer        │                     │                    │
       │    authenticates   │                     │                    │
       │─────────────────────────────────────────>│                    │
       │                    │                     │                    │
       │ 9. Payment         │                     │                    │
       │    processed       │                     │                    │
       │<─────────────────────────────────────────│                    │
       │                    │                     │                    │
       │ 10. Async          │                     │                    │
       │    Notification    │                     │                    │
       │                    │<────────────────────│                    │
       │                    │                     │                    │
       │                    │ 11. Update          │                    │
       │                    │    Transaction      │                    │
       │                    │─────────────────────────────────────────>│
       │                    │                     │                    │
       │ 12. Redirect to    │                     │                    │
       │    Success/Failure │                     │                    │
       │<───────────────────│                     │                    │
       │                    │                     │                    │

Sequence Diagram

sequenceDiagram
    participant Customer
    participant App as Your Application
    participant Telebirr as Telebirr API
    participant DB as Database

    Customer->>App: 1. Initiate Payment
    App->>Telebirr: 2. Apply Fabric Token
    Telebirr-->>App: 3. Return Token
    App->>Telebirr: 4. Create Order (preOrder)
    Telebirr-->>App: 5. Return prepay_id
    App->>DB: 6. Store Transaction (PENDING)
    App-->>Customer: 7. Redirect to Checkout URL
    
    Customer->>Telebirr: 8. Authenticate & Pay
    Telebirr-->>Customer: 9. Payment Result
    
    Telebirr->>App: 10. Async Notification (POST)
    App->>Telebirr: 11. Verify Signature
    App->>DB: 12. Update Transaction Status
    App-->>Telebirr: 13. Return Success Response
    
    Customer->>App: 14. Return to Success/Failure Page
    App->>DB: 15. Get Transaction Details
    App-->>Customer: 16. Display Result

Loading

Component Interaction Diagram

┌─────────────────────────────────────────────────────────────────┐
│                      TelebirrPayment (Facade)                    │
│  ┌─────────────┐  ┌─────────────┐  ┌─────────────┐  ┌─────────┐ │
│  │ApplyFabric- │  │ CreateOrder │  │ QueryOrder  │  │Refund-  │ │
│  │Token        │  │             │  │             │  │Order    │ │
│  └─────────────┘  └─────────────┘  └─────────────┘  └─────────┘ │
│  ┌─────────────┐  ┌─────────────┐  ┌─────────────┐  ┌─────────┐ │
│  │NotifyHandler│  │   Signer    │  │Signature-   │  │ApiLogger│ │
│  │             │  │             │  │Verifier     │  │         │ │
│  └─────────────┘  └─────────────┘  └─────────────┘  └─────────┘ │
└─────────────────────────────────────────────────────────────────┘
                              │
                              ▼
┌─────────────────────────────────────────────────────────────────┐
│                       External Systems                            │
│  ┌─────────────────┐  ┌─────────────────┐  ┌─────────────────┐  │
│  │   Telebirr API  │  │    Database     │  │   Log Files     │  │
│  │   (HTTPS)       │  │    (MySQL)      │  │   (Monolog)     │  │
│  └─────────────────┘  └─────────────────┘  └─────────────────┘  │
└─────────────────────────────────────────────────────────────────┘

🚀 Installation

1. Clone the Repository

git clone https://github.com/MIKEINTOSHSYSTEMS/telebirr-php-payment-integration.git
cd telebirr-php-payment-integration

2. Install Dependencies

composer install

3. Configure Environment

cp .env.example .env
# Edit .env with your credentials

4. Set Up Database

# Import the database schema
mysql -u username -p database_name < config/db.sql

5. Add RSA Keys

Place your private and public keys in config/keys/:

• private_key.pem - Your private key (keep secure, 644 permissions)
• public_key.pem - Your public key (share with Telebirr)

6. Set Permissions

chmod 755 logs/
chmod 644 config/keys/*.pem
chmod 644 .env

🔧 Configuration

Environment Variables (.env)

Variable	Description	Example	Required
BASE_URL	API base URL (test/production)	https://developerportal.ethiotelebirr.et:38443/apiaccess/payment/gateway	Yes
WEB_BASE_URL	Web checkout base URL	https://developerportal.ethiotelebirr.et:38443/payment/web/paygate?	Yes
FABRIC_APP_ID	Your fabric app ID	**************************	Yes
APP_SECRET	Your app secret	**************************	Yes
MERCHANT_APP_ID	Your merchant app ID	**************************	Yes
MERCHANT_CODE	Your merchant short code	*********	Yes
DEBUG_MODE	Enable/disable debug mode	true or false	Yes
NOTIFY_URL	Webhook notification URL	https://your-domain.com/checkout.php	Yes
REDIRECT_URL	Success redirect URL	https://your-domain.com/payment-success.php	Yes
FAILURE_URL	Failure redirect URL	https://your-domain.com/payment-failed.php	Yes
DB_HOST	Database host	localhost	No
DB_NAME	Database name	telebirr_payments	No
DB_USER	Database user	root	No
DB_PASS	Database password	********	No
LOG_LEVEL	Logging level	DEBUG, INFO, ERROR	Yes
LOG_RETENTION_DAYS	Days to keep logs	30	No

Payment Configuration (config/config.php)

return [
    'payment' => [
        'currency' => 'ETB',
        'timeout_express' => '120m',
        'business_type' => 'BuyGoods',
        'trade_type' => 'Checkout',
        'version' => '1.0',
        'sign_type' => 'SHA256WithRSA',
        'payee_identifier_type' => '04',
        'payee_type' => '5000',
    ],
    // ... other config
];

📝 Usage Examples

Initialize Payment

<?php
require_once 'vendor/autoload.php';

use Telebirr\TelebirrPayment;

// Load configuration
$config = require 'config/config.php';

// Initialize payment gateway
$telebirr = new TelebirrPayment($config);

// Initialize payment
$result = $telebirr->initializePayment(
    'Premium Course Access',           // Product title
    1500.00,                           // Amount in ETB
    [
        'customer_name' => 'Abebech Kebede',
        'customer_phone' => '0912345678',
        'customer_email' => 'abebech.k@example.com',
        'description' => 'Premium Course - Web Development'
    ]
);

if ($result['success']) {
    // Store order ID for later reference
    $_SESSION['last_order_id'] = $result['merch_order_id'];
    
    // Redirect to Telebirr checkout
    header('Location: ' . $result['checkout_url']);
    exit;
} else {
    // Handle error
    error_log("Payment failed: " . $result['error']);
    echo "Error: " . $result['error'];
}

Query Payment Status

<?php
$orderId = $_GET['order_id'] ?? '17714632549580';
$result = $telebirr->queryPayment($orderId);

if ($result['success']) {
    $data = $result['data'];
    echo "Order ID: " . $data['merch_order_id'] . "\n";
    echo "Status: " . $data['order_status'] . "\n";
    echo "Amount: " . $data['total_amount'] . " ETB\n";
    echo "Transaction Time: " . $data['trans_time'] . "\n";
} else {
    echo "Query failed: " . $result['error'];
}

Process Refund

<?php
$result = $telebirr->refundPayment(
    '17714632549580',    // Original order ID
    500.00,              // Refund amount
    'Customer requested refund due to service issue' // Reason
);

if ($result['success']) {
    echo "✅ Refund initiated successfully!\n";
    echo "Refund Request No: " . $result['refund_request_no'] . "\n";
    print_r($result['data']);
} else {
    echo "❌ Refund failed: " . $result['error'];
}

Handle Webhook Notification

<?php
// In your notify_url endpoint (checkout.php)
$result = $telebirr->handleNotification($_POST);

// Set HTTP response code
http_response_code($result['http_code']);

// Return response
header('Content-Type: application/json');
echo json_encode(['status' => $result['success'] ? 'success' : 'error']);

Get Transaction from Database

<?php
$transaction = $telebirr->getTransaction('17714632549580');
if ($transaction) {
    echo "Order: " . $transaction['merch_order_id'] . "\n";
    echo "Status: " . $transaction['status'] . "\n";
    echo "Amount: " . $transaction['amount'] . " ETB\n";
    echo "Date: " . $transaction['created_at'] . "\n";
}

Get Recent Transactions

<?php
$transactions = $telebirr->getTransactions(1, 10); // Page 1, 10 per page

if ($transactions['success']) {
    foreach ($transactions['data'] as $tx) {
        echo "{$tx['merch_order_id']} - {$tx['amount']} ETB - {$tx['status']}\n";
    }
    
    echo "Page {$transactions['pagination']['current_page']} of {$transactions['pagination']['total_pages']}";
}

View API Logs

<?php
$logs = $telebirr->getApiLogs(1, 50, [
    'method' => 'POST',
    'status_code' => 200,
    'date_from' => '2026-02-01'
]);

if ($logs['success']) {
    foreach ($logs['data'] as $log) {
        echo "[{$log['created_at']}] {$log['method']} {$log['endpoint']} - {$log['status_code']}\n";
    }
}

🔌 API Endpoints

Telebirr API Endpoints Used

Endpoint	Method	Description	Called By
/payment/v1/token	POST	Get fabric token	ApplyFabricToken
/payment/v1/merchant/preOrder	POST	Create payment order	CreateOrder
/payment/v1/merchant/queryOrder	POST	Query order status	QueryOrder
/payment/v1/merchant/refund	POST	Process refund	RefundOrder
/payment/web/paygate?	GET	Checkout page	Customer browser

Your Application Endpoints

Endpoint	Purpose	Handled By
/public/demo.php	Payment form	TelebirrPayment::initializePayment()
/public/checkout.php	Webhook receiver	NotifyHandler::handleNotification()
/public/payment-success.php	Success page	TelebirrPayment::getTransaction()
/public/payment-failed.php	Failure page	TelebirrPayment::getTransaction()
/public/query-order.php	Order query	TelebirrPayment::queryPayment()
/public/refund-order.php	Refund form	TelebirrPayment::refundPayment()
/public/logs.php	Log viewer	TelebirrPayment::getApiLogs()
/public/export-logs.php	Log export	CSV generation

📁 Database Schema

transactions table

CREATE TABLE transactions (
    id INT AUTO_INCREMENT PRIMARY KEY,
    merch_order_id VARCHAR(64) NOT NULL UNIQUE,
    payment_order_id VARCHAR(64),
    trans_id VARCHAR(64),
    appid VARCHAR(32),
    merch_code VARCHAR(16),
    title VARCHAR(512),
    amount DECIMAL(20,2),
    currency VARCHAR(3) DEFAULT 'ETB',
    status VARCHAR(20) DEFAULT 'PENDING',
    trade_status VARCHAR(20),
    prepay_id VARCHAR(128),
    notify_data TEXT,
    customer_phone VARCHAR(20),
    payment_method VARCHAR(50),
    created_at TIMESTAMP DEFAULT CURRENT_TIMESTAMP,
    updated_at TIMESTAMP DEFAULT CURRENT_TIMESTAMP ON UPDATE CURRENT_TIMESTAMP,
    completed_at TIMESTAMP NULL,
    INDEX idx_merch_order (merch_order_id),
    INDEX idx_payment_order (payment_order_id),
    INDEX idx_status (status),
    INDEX idx_created (created_at)
) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4;

refunds table

CREATE TABLE refunds (
    id INT AUTO_INCREMENT PRIMARY KEY,
    refund_request_no VARCHAR(64) NOT NULL UNIQUE,
    transaction_id INT,
    merch_order_id VARCHAR(64),
    payment_order_id VARCHAR(64),
    trans_order_id VARCHAR(64),
    refund_order_id VARCHAR(64),
    amount DECIMAL(20,2),
    currency VARCHAR(3) DEFAULT 'ETB',
    reason TEXT,
    status VARCHAR(20) DEFAULT 'PENDING',
    refund_data TEXT,
    created_at TIMESTAMP DEFAULT CURRENT_TIMESTAMP,
    completed_at TIMESTAMP NULL,
    FOREIGN KEY (transaction_id) REFERENCES transactions(id),
    INDEX idx_refund_request (refund_request_no)
) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4;

api_logs table

CREATE TABLE api_logs (
    id INT AUTO_INCREMENT PRIMARY KEY,
    endpoint VARCHAR(255),
    method VARCHAR(10),
    request_data TEXT,
    response_data TEXT,
    status_code INT,
    ip_address VARCHAR(45),
    user_agent TEXT,
    created_at TIMESTAMP DEFAULT CURRENT_TIMESTAMP,
    INDEX idx_endpoint (endpoint),
    INDEX idx_status_code (status_code),
    INDEX idx_created (created_at)
) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4;

🎓 Integration with Moodle

Step-by-Step Moodle Plugin Integration

1. Create Plugin Structure

cd /path/to/moodle
mkdir -p payment/gateway/telebirr
cd payment/gateway/telebirr

1. Copy Core Classes

cp -r /path/to/telebirr-php/src/* payment/gateway/telebirr/classes/

1. Create Moodle Plugin Files

version.php

<?php
$plugin->component = 'paymentgateway_telebirr';
$plugin->version = 2026022000;
$plugin->requires = 2020061500;
$plugin->maturity = MATURITY_STABLE;
$plugin->release = '1.0.0';

lib.php

<?php
function paymentgateway_telebirr_payment_method_list() {
    return ['telebirr'];
}

function paymentgateway_telebirr_payment_method_config($method) {
    return [
        'base_url' => get_config('paymentgateway_telebirr', 'base_url'),
        'fabric_app_id' => get_config('paymentgateway_telebirr', 'fabric_app_id'),
        // ... other config
    ];
}

gateway.php

<?php
namespace paymentgateway_telebirr;

use Telebirr\TelebirrPayment;

class gateway extends \core_payment\gateway {
    public function execute_payment($paymentid, $userid, $amount, $currency) {
        global $CFG;
        
        require_once $CFG->dirroot . '/payment/gateway/telebirr/classes/TelebirrPayment.php';
        
        $config = $this->get_config();
        $telebirr = new TelebirrPayment($config);
        
        $result = $telebirr->initializePayment(
            'Moodle Course Enrollment',
            $amount,
            ['userid' => $userid]
        );
        
        if ($result['success']) {
            redirect($result['checkout_url']);
        } else {
            throw new \moodle_exception('paymentfailed', 'paymentgateway_telebirr');
        }
    }
}

settings.php

<?php
if ($hassiteconfig) {
    $settings = new admin_settingpage('paymentgateway_telebirr', 'Telebirr Settings');
    
    $settings->add(new admin_setting_configtext(
        'paymentgateway_telebirr/base_url',
        'API Base URL',
        'Telebirr API endpoint',
        'https://developerportal.ethiotelebirr.et:38443/apiaccess/payment/gateway',
        PARAM_URL
    ));
    
    $settings->add(new admin_setting_configtext(
        'paymentgateway_telebirr/fabric_app_id',
        'Fabric App ID',
        'Your fabric application ID',
        '',
        PARAM_TEXT
    ));
    
    // ... other settings
}

🔒 Security

Key Security Features

1. RSA-SHA256 Signatures

   • All requests signed with private key
   • All notifications verified with public key
   • Prevents tampering and forgery

2. Environment Isolation

   • Separate test/production credentials
   • Environment variables for sensitive data
   • No hardcoded credentials

3. Database Security

   • PDO prepared statements prevent SQL injection
   • Password hashing for stored data
   • Encrypted sensitive information

4. XSS Protection

   • HTML escaping for all output
   • Content Security Policy headers
   • Input validation and sanitization

5. CSRF Protection

   • Session-based tokens for forms
   • Origin validation for webhooks
   • SameSite cookie attributes

Security Headers (.htaccess)

<IfModule mod_headers.c>
    Header set X-Content-Type-Options "nosniff"
    Header set X-Frame-Options "SAMEORIGIN"
    Header set X-XSS-Protection "1; mode=block"
    Header set Referrer-Policy "strict-origin-when-cross-origin"
    Header set Content-Security-Policy "default-src 'self'"
</IfModule>

📊 Logging & Monitoring

Log Levels

Level	Description	Example
DEBUG	Detailed debugging info	Request/response payloads
INFO	Normal operations	Payment initialized, token obtained
WARNING	Non-critical issues	Retry attempts, slow responses
ERROR	Critical errors	API failures, signature mismatches

Log Files

• logs/payment.log - Main application log
• logs/error.log - Error-specific log
• Database api_logs table - Structured API call logs

Logs Viewer

Access the comprehensive logs viewer at /public/logs.php with features:

• Filter by endpoint, method, status code
• Date range filtering
• Search in request/response data
• JSON syntax highlighting
• CSV export
• Pagination
• Statistics dashboard

Log Cleanup

# Manual cleanup
php public/maintenance/clean-logs.php

# Automated via cron (daily at midnight)
0 0 * * * /usr/bin/php /path/to/project/public/maintenance/clean-logs.php

🧪 Testing

Test Credentials (Sandbox)

FABRIC_APP_ID=**************************
APP_SECRET=**************************
MERCHANT_APP_ID=**************************
MERCHANT_CODE=********
BASE_URL=https://developerportal.ethiotelebirr.et:38443/apiaccess/payment/gateway
WEB_BASE_URL=https://developerportal.ethiotelebirr.et:38443/payment/web/paygate?

Test Scenarios

1. Successful Payment

   • Amount: Any amount > 0.01
   • Complete payment on Telebirr
   • Should redirect to success page

2. Failed Payment

   • Amount: 0.01
   • Cancel on Telebirr or enter wrong PIN
   • Should redirect to failure page

3. Timeout

   • Initiate payment but don't complete
   • Wait 120 minutes
   • Status should show as expired

4. Refund

   • Complete a payment first
   • Process refund for partial/full amount
   • Check refund status

Unit Tests

# Run tests
vendor/bin/phpunit tests/

# Test specific class
vendor/bin/phpunit tests/ApplyFabricTokenTest.php

🔍 Troubleshooting

Common Issues and Solutions

Issue	Possible Cause	Solution
"Invalid signature"	Wrong key format	Check private key format (PKCS#8)
"Token expired"	Session/cache issue	Clear session, check time sync
"Order not found"	Wrong order ID format	Use numeric only (no hyphens)
"cURL error 60"	SSL certificate issue	Update CA certificates
"Database not connected"	Wrong credentials	Check .env database settings
"API call not logged"	Missing duration column	Run database update script

Debug Mode

Enable debug mode in .env:

DEBUG_MODE=true
LOG_LEVEL=DEBUG

Access diagnostic tools:

• /public/test-autoload.php - Check autoloader
• /public/test-token.php - Test token generation
• /public/diagnostic.php - Full system diagnostic

✅ Production Checklist

• Update .env with production credentials
• Set DEBUG_MODE=false
• Enable SSL verification (verify_ssl=true in config)
• Configure proper web server (Apache/Nginx)
• Set up database backups (daily)
• Configure monitoring and alerts
• Test complete payment flow
• Verify webhook endpoints are publicly accessible
• Set up error reporting (Sentry, etc.)
• Configure proper file permissions
• Enable HTTPS with valid SSL certificate
• Set up log rotation (logrotate)
• Configure firewall rules
• Set up rate limiting
• Test refund process
• Verify email notifications

🤝 Contributing

Contributions are welcome! Please read our Contributing Guidelines first.

1. Fork the repository
2. Create your feature branch (git checkout -b feature/amazing-feature)
3. Commit your changes (git commit -m 'Add some amazing feature')
4. Push to the branch (git push origin feature/amazing-feature)
5. Open a Pull Request

Development Setup

git clone https://github.com/MIKEINTOSHSYSTEMS/telebirr-php-payment-integration.git
cd telebirr-php-payment-integration
composer install
cp .env.example .env
# Edit .env with test credentials

📄 License

This project is licensed under the MIT License - see the LICENSE file for details.

MIT License

Copyright (c) 2026 MIKEINTOSH SYSTEMS

Permission is hereby granted, free of charge, to any person obtaining a copy
of this software and associated documentation files...

👨‍💻 Author

Michael Kifle Teferra

• Website: https://mikeintoshs.com
• Email: mikeintoshsys@gmail.com
• GitHub: @MIKEINTOSHSYSTEMS
• LinkedIn: Michael Kifle

🙏 Acknowledgments

• Ethio Telecom - For providing the Telebirr API
• PHP Community - For excellent libraries and tools
• Moodle Community - For the plugin architecture
• All Contributors - Who helped test and improve this library

📚 Additional Resources

• Official Telebirr Documentation
• PHP-FIG Standards
• Monolog Documentation
• phpseclib Documentation

📊 Version History

See CHANGELOG.md for details.

📞 Support

For support and questions:

1. 📧 Email: mikeintoshsys@gmail.com
2. 🐛 GitHub Issues: https://github.com/MIKEINTOSHSYSTEMS/telebirr-php-payment-integration/issues
3. 📚 Documentation: https://github.com/MIKEINTOSHSYSTEMS/telebirr-php-payment-integration/wiki
4. 💬 Telegram: https://t.me/mikeintosh
5. 📞 Phone: +251913391985 / +251938048182

---

Made with ❤️ in Ethiopia 🇪🇹 by MIKEINTOSH SYSTEMS

Empowering Ethiopian businesses with seamless digital payments